Know your rights and options.
Found on www.Medicare.gov, the Medicare & You guidebook varies year-to-year with sometimes more than 250 pages. Written with both federal and state mandates, these rules dictate how insurance companies must deliver various Medicare products, including Medicare supplements and Medicare part C advantage plans. Before you choose, you need to know how Medicare works – you need to know your rates and options – because what you don’t know CAN hurt you!
Medicare
Annuities
It’s not how much you make, it’s what you keep! Did you know that you can ensure that a dollar you make today will be there tomorrow? That’s what an annuity is – insurance for your money. You can guarantee that your cash today will not only be there for you a decade from now, but it will actually grow. Annuities can significantly outperform a savings account, CD or money market account while protecting you from the risk of the stock market. Learn how you can participate in global markets without worrying about the next coming crash.
Health Insurance
Major medical health insurance is the most expensive health insurance option. Self-employed contractors, small businesses, and entrepreneurs have difficulties with high premiums and high deductibles. New plans may only be accessed during open enrollment or when there is a major life changing event. Limited medical health plans are sometimes used to bridge the gap between enrollment periods or when when major medical health insurance is unaffordable.
Life Insurance
Where would you be today if your parents or grandparents passed down a legacy of wealth? What would happen to your spouse or children if you suddenly were no longer there to care for their needs? How would you feel if you could not only guarantee an outcome as a result of your death but also create a benefit that pays you while you’re still living? These questions can be answered with life insurance. The wealthy use life insurance in a sophisticated way. Life insurance not only covers the cost of your death, but also provides living benefits for retirement! Learn how to use life insurance to accelerate your financial goals.
Limited Medical
Limited Medical is the solution for those who choose not to pay or can’t afford major medical health insurance, but also can’t afford to not have access to healthcare. Get a guaranteed issued plan that starts on day one with no deductibles. This includes coverage on accidents, illness and even maternity. Additional plans are also available for eye care, dental and critical illnesses. These plans are perfect for those under age 65 who are generally healthy, and want access to doctors, unlimited TeleMed, and some protection against the unexpected. Compare plan to determine if Limited Medical is suitable for you.
Telemed
Many times, when you are sick, the last thing you want to do is get out of bed and sit in a doctor’s office with other sick people while waiting for care. See a board certified doctor or nurse practitioner from the comfort of your own phone. That’s right, you can video conference a medical professional to triage any illness or injury. No more sitting a a waiting room just to here “put ice on that and elevate it!” If a more comprehensive solution is not required, like a trip to the emergency room, your doctor may also prescribe various pharmaceuticals and other treatments to get you on your way to recovery, allowing you to quickly go back to bed and rest.
How Can You Get Started?
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Watch Featured Videos
SmartPartners would like to change the perception that many people have with insurance. Insurance is just a tool with many varieties and features. Our website includes simple videos to enable you with simple concepts so that you can determine what is right for you. Get to know how we think to see if it aligns with how you think.
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Call for a FREE Consultation
SmartPartners will help you gather information and organize your thoughts. Develop a plan based on your needs and threshold for risk. Learn what rights and options you have. Consider best practices for the outcome you’d want in an adverse situation. Let SmartPartners help you design your plan.
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Choose Options Right For You
Take action to protect you and your family. Apply for coverage to ensure the outcome you want before calamity comes. Evaluate and adjust your plan throughout your lifetime as your circumstances and needs change. Rest easy knowing you took action and have provisions in place to secure many outcomes to life’s worst moments.
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Ask Our Clients
My SmartPartners rep was very cool… I hadn’t had insurance for a while because I was just starting out and really couldn’t afford it. My agent found me an option that really made sense for me. My name is Corey, and yes – I am a real SmartPartners client since 2019.